I am using all these strategies.
- Get Personal Line of Credit – Few banks offer Personal line of credit. If you are in a good relationship with your bank. You can request how much personal line of credit I can get. If the interest rate is below capital gains tax on selling Bitcoin. It is better option to take interest and fullfill your emergency than selling Bitcoin.
- 401K Debt – Your employee should be offering a pension. You may use your assets in pension and get a loan on a lower interest.
- Debt on your assets – You may get debt on Bitcoin, house, or other financial assets.
- Debt on Credit Cards – Few credit cards also allow 1 – 5 year plans of debt.
My personal line of credit interest is 11%
401k debt is 8%
no debt on assets
10% on credit cards
Siddarth Shukla 
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